Has Xero really raised prices and removed features?

Multiple reviewer reports describe price hikes from $13 to $20 per month, removal of the multi-account discount, and mid-2025 plan restructures that pushed users into more expensive tiers. The recurring complaint is paying more for less. ERPClaw is $0 forever; no SaaS company between you and the code, no plan structure to change.

Why does Xero have a paywall on multi-currency?

Multi-currency, payroll, and expenses sit behind Xero's premium plans. ERPClaw includes 7 currencies (USD, EUR, GBP, CAD, INR, SGD, AED) with no paywall, and US payroll is a first-class module. Self-hosted, your tier never changes.

Is Xero support really useless?

Reviewer reports use exactly that word. The recurring complaint is no human contact, slow response times, and forum-only resolution. ERPClaw is community-tier (GitHub issues, Discord) but it is open source: you can read the code, fix the bug, and submit a PR yourself. That's a different support model, not the same problem.

Can I migrate from Xero to ERPClaw?

Yes. Xero exports clean CSV per DocType. ERPClaw's import actions accept the same format. Chart of accounts, contacts, invoices, bills, and bank rules all migrate. The AI agent walks you through the process; it's not a 6-month engagement.

What does ERPClaw not do that Xero does today?

Xero has a polished web UI with deep mobile apps; ERPClaw's webclaw is developer-only today. If your accountant insists on Xero's specific browser experience, that's a real gap. The trade-off is everything else: $0 forever, 46 modules instead of accounting only, AI-native architecture.

Comparison

ERPClaw vs Xero

Xero charges $13-78/mo. ERPClaw is free.

Full ERP scope. Open source. Chat interface.

Feature	Xero	ERPClaw
Price	$13-78/month	$0 forever
Users included	1-unlimited (tier-dependent)	Unlimited (always)
Multi-entity	Per-organization subscription	Unlimited entities free
Inventory	Add-on or premium tier	Built-in (multi-warehouse)
Manufacturing	No	Built-in (BOM, MRP, work orders)
HR / Payroll	Add-on (Xero Payroll)	Built-in (US payroll, FICA, W-2)
CRM	No	Built-in
AI capabilities	Basic AI assistant	AI-native architecture
Self-hosted	No (cloud only)	Yes (your server)
Open source	Proprietary	Open source (GPL v3)
Stripe + Shopify	Add-on apps required	Built-in deep integrations
Multi-currency	Yes (premium tier)	USD in v1

Key differences

Beyond accounting

Xero is excellent accounting software. ERPClaw is a full ERP. Inventory, manufacturing, HR, CRM - all included.

No per-user pricing

Xero charges per organization with per-tier user limits. ERPClaw is unlimited users always.

Self-hosted means audit-ready

Your books live on your server. Backups are file copies. Auditors can query the SQLite database directly.

AI-native, not AI-bolted-on

Xero added AI features to existing forms. ERPClaw was designed around chat from day one.

Ready to switch?

Free forever. Self-host in 5 minutes. All 46 modules included.

Try the demo View on GitHub

Related: read the AI accounting story, the AI-native ERP framework, the QuickBooks comparison, or the long-form Xero alternative post.